Ready-to-Move vs Under-Construction Flats
Which Is Better in 2025?

Understanding the Two Options

When buying a flat, one of the biggest questions buyers face is: Which flat to buy — a ready to move flat in Siliguri or an under construction flat? Both have their advantages, but the right choice depends on your needs, budget, and long-term goals.

Let’s break down what each option offers.

Benefits of Ready to Move Flats in Siliguri

Ready to move flats in Siliguri are properties that are completed or near completion. They’re ideal for:

  • Immediate Use: Perfect for buyers who want to move in right away.
  • Zero GST: You don’t have to pay the 5% GST that applies to under construction flats.
  • What You See is What You Get: You can inspect the actual unit before purchasing.
  • Rental Potential: If not for self-use, ready units can be rented out immediately.
  • No Delays or Construction Risks: Avoids the uncertainty of possession timelines.

CP Greens Siliguri is a great example of a possession-ready project with 3 & 4 BHK units starting ₹88 Lakhs.

Benefits of Under Construction Flats

These properties are still being built and often offer:

  • Lower Initial Pricing: Generally cheaper than ready to move flats in the same locality.
  • Flexible Payment Plans: Spread out over time according to construction stages.
  • Potential Price Appreciation: Value may increase by the time of possession.
  • Customisation: Some developers allow minor changes in interiors if booked early.

However, you must be cautious of project delays, developer reputation, and unclear timelines.

Market Trends in Siliguri – 2025 Outlook

In Siliguri, we’re seeing:

  • Ready to move demand in prime areas like Sevoke Road and Eastern Bypass Siliguri
  • Under construction demand in developing belts like Salugara, Matigara, and Dagapur
  • Families and senior citizens prefer ready flats, while younger investors often look for under construction flats